Last Updated:September 1 @ 12:17 pm

The fuzzy math of Obamacare

By San Francisco Chronicle

At an event on Monday to boost the Affordable Care Act after its glitch-rich rollout, President Obama asserted that his signature health care plan is a hit because "prices have come down." That's the administration's big lie: that Washington can mandate universal health care with beefed-up benefits and somehow the plan will save everyone money.

"So one study shows that through new options created by the Affordable Care Act," the president boasted, "nearly 6 in 10 uninsured Americans will find that they can get covered for less than $100 a month." He glossed over the fact that, according to the federal government study, 56 percent of the uninsured should pay less than $100 a month because they qualify for Medicaid or for federal subsidies. To the extent that these people's prices come down, it's because someone else pays the price.

Some people will save without subsidies. Obama read a letter from John Mier of Leetsdale, Pa. Mier agreed the website "stank" when he first logged on, but later he found that instead of paying $1,600 a month for coverage, as his current provider would charge, thanks to Obamacare, "we have a plan that will only cost us $692 a month -- a savings of $900 per month."

I talked to Mier, who is a consulting engineer; his wife works for his business. The couple does not qualify for subsidies. He's in his 60s. She's in her late-50s. He has a pre-existing condition, and she has diabetes. One insurer turned down his wife. I asked him if he thought his claims experience, because of the family's medical history, explained the couple's high premiums. Mier answered, "probably, no doubt."

I've been hearing from healthy Californians who were kicked off their private plans because of Obamacare and were informed they would have to pay much higher premiums on Affordable Care Act exchanges. It could be that his family's boon spells a financial hit for healthy individuals who had good affordable health care before Obamacare.

The White House doesn't hold events with families who have been burned by Obamacare. The president had promised Americans that if they liked their heath care plans, they could keep them. But the president doesn't read letters from people who feel they were betrayed and deceived.

Couples who decide to earn less money so that they can qualify for federal subsidies don't swoon on the White House steps as the president crows about how swell Obamacare is. There is no "rate shock" on Pennsylvania Avenue.

So let me quote from an e-mail from a San Francisco contractor who is "very angry over this new health care act." Kaiser informed him that for him to comply with the new law, his deductible would rise from $2,700 per year to $4,500, and his premiums would rise from $356 to $567. "All I ever heard was that if you currently had health insurance, you need not worry, you could keep your same coverage, your doctor and nothing would change for you. Wrong, wrong, wrong."

Voters never should have believed that Washington could provide the same benefits to millions more Americans and that people would pay less. That thinking, not computer glitches, is the real "kink in the system" of Obamacare.

Debra J. Saunders is a San Francisco Chronicle columnist. E-mail: dsaunders@sfchronicle.com Twitter: @DebraJSaunders

___

(c)2013 the San Francisco Chronicle

Visit the San Francisco Chronicle at www.sfgate.com

Distributed by MCT Information Services

VN:F [1.9.6_1107]
Rate this post:
Rating: 10.0/10 (11 votes cast)
The fuzzy math of Obamacare, 10.0 out of 10 based on 11 ratings





Don't leave yet! Add a comment below or check out these other great stories:

1 Comment

  1. Kerry-USN-RetiredComment by kerryp
    October 23, 2013 @ 7:52 am

    This is an article from another site:

    ObamaCare was never meant to help America, or heal the sick, or lower healthcare costs, or lower the debt, or expand the economy.
    The GOP needs to stop calling ObamaCare a “trainwreck.” That means it’s a mistake, or accident. That means it’s a gigantic flop, or failure. It’s NOT.
    Message to the GOP: This isn’t a game. This isn’t tiddly-winks. This is a serious, purposeful attempt to highjack America and destroy capitalism.
    This is a brilliant, cynical, and purposeful attempt to damage the U.S. economy, kill jobs, and bring down capitalism.
    It’s not a failure, it’s Obama’s grand success.
    It’s not a “trainwreck,” ObamaCare is a suicide attack. He wants to hurt us, to bring us to our knees, to capitulate- so we agree under duress to accept big government.
    Obama’s hero and mentor was Saul Alinsky — a radical Marxist intent on destroying capitalism. Alinksky’s stated advice was to call the other guy “a terrorist” to hide your own intentions.
    To scream that the other guy is “ruining America,” while you are the one actually plotting the destruction of America. To claim again and again…in every sentence of every speech…that you are “saving the middle class,” while you are busy wiping out the middle class.
    The GOP is so stupid they can’t see it. There are no mistakes here. This is a planned purposeful attack.
    The tell-tale sign isn’t the disastrous start to ObamaCare. Or the devastating effect the new taxes are having on the economy. Or the death of full-time jobs. Or the overwhelming debt. Or the dramatic increases in health insurance rates. Or the 70% of doctors now thinking of retiring- bringing on a healthcare crisis of unimaginable proportions. Forget all that.
    The real sign that this is a purposeful attack upon capitalism is how many Obama administration members and Democratic Congressmen are openly calling Tea Party Republicans and anyone who wants to stop ObamaCare “terrorists.”
    There’s the clue. Even the clueless GOP should be able to see that.
    They are calling the reasonable people…the patriots…the people who believe in the Constitution … the people who believe exactly what the Founding Fathers believed…the people who want to take power away from corrupt politicians who have put America $17 trillion in debt…terrorists?
    That’s because they are Saul Alinsky-ing the GOP. The people trying to purposely hurt America, capitalism and the middle class…are calling the patriots by a terrible name to fool, confuse and distract the public.
    ObamaCare is a raving, rollicking, fantastic success. Stop calling it a failure. Here is what it was created to do. It is succeeding on all counts:
    1. ObamaCare was intended to bring about the Marxist dream — redistribution of wealth.
    Rich people, small business owners, and the middle class are being robbed, so that the money can be redistributed to poor people (who vote for Democrats).
    Think about it. If you’re rich or middle class, you now have to pay for your own health care costs (at much higher rates) AND 40 million other people’s costs too (through massive tax increases).
    So you’re stuck paying for both bills. You are left broke. Brilliant.
    2. ObamaCare was intended to wipe out the middle class and make them dependent on government.
    Think about it. Even Obama’s IRS predicts that health insurance for a typical American family by 2016 will be $20,000 per year. But how would middle class Americans pay that bill and have anything left for food or housing or living? People that make $40K, or $50K, or $60K can’t possibly hope to spend $20K on health insurance without becoming homeless.
    Bingo. That’s how you make middle class people dependent on government. That’s how you make everyone addicted to government checks. Brilliant.
    3. As a bonus, ObamaCare is intended to kill every decent paying job in the economy, creating only crummy, ****** part-time jobs.
    Why? Just to make sure the middle class is trapped, with no way out. Just to make sure no one has the $20,000 per year to pay for health insurance, thereby guaranteeing they become wards of the state. Brilliant.
    4. ObamaCare is intended to bankrupt small business, and therefore starve donations to the GOP.
    Think about it. Do you know a small business owner? I know hundreds of them. Their rates are being doubled, tripled and quadrupled by ObamaCare.
    Guess who writes 75% of the checks to Republican candidates and conservative causes? Small Business.
    Even if a small business owner manages to survive, he or she certainly can’t write a big check to the GOP anymore. Money is the “mother’s milk” of politics. Without donations, a political party ceases to exist. Bingo.
    That’s the point of ObamaCare. Obama is bankrupting his political opposition and drying up donations to the GOP. Brilliant.
    5. ObamaCare is intended to make the IRS all-powerful.
    It adds thousands of new IRS agents. It puts the IRS in charge of overseeing 15% of the U.S. economy. The IRS has the right because of ObamaCare to snoop into every aspect of your life, to go into your bank accounts, to fine you, to frighten you, to intimidate you. And Obama and his socialist cabal have access to your deepest medical secrets.
    By law your doctor has to ask your sexual history. That information is now in the hands of Obama and the IRS to blackmail GOP candidates into either not running, or supporting bigger government, or leaking the info and ruining your campaign.
    Or have you forgotten the IRS harassed, intimidated and persecuted critics of Obama and conservative groups?
    Now Obama hands the IRS even more power. Big Brother rules our lives. Brilliant.
    6. ObamaCare is intended to unionize 15 million healthcare workers.
    That produces $15 billion in new union dues. That money goes to fund Democratic candidates and socialist causes — thereby guaranteeing Obama’s friends never lose another election, and Obama’s policies keep ruining capitalism and bankrupting business owners long after he’s out of office.
    Message to the GOP: This isn’t a game. This isn’t tiddly-winks. This is a serious, purposeful attempt to highjack America and destroy capitalism.
    This isn’t a trainwreck. It’s purposeful suicide.
    It’s not failing, it’s working exactly according to plan. Obama knows what he’s doing. Stop apologizing and start fighting.
    Oh and one more thing…Conservatives aren’t “terrorists.” We are patriots and saviors. We represent the Constitution and the Founding Fathers. We are the heroes and good guys. Unless you get all this through your thick skulls, America is lost…forever.

    VN:F [1.9.6_1107]
    Rate this comment:
    Rating: 5.0/5 (15 votes cast)

Leave a Comment





Fresh Ink Archives

  • September 2014
  • 2014
  • 2013
  • 2012
  • 2011
  • 2010
  • Reference Pages

  • About
  • Network-wide options by YD - Freelance Wordpress Developer